The precise source for financial calculators.
Settlement figures, loan repayments and APRs — worked out to the standard UK lenders and brokers actually rely on. Free, fast, and accurate to the penny.
Six calculators
The regulated early-settlement figure required by the (Early Settlement) Regulations 2004, with statutory deferment applied.
Open →The regulated settlement figure worked out to an exact date, for monthly, weekly, fortnightly or four-weekly agreements.
Open →Repayments on HP or PCP agreements at a flat rate of interest — with balloon, fees and the resulting APR.
Open →Repayments on weekly-instalment agreements at a flat rate of interest, with fees and the resulting APR.
Open →Repayments derived from an APR, annual, monthly or flat rate — with balloon, fees and a full amortisation schedule.
Open →For non-regulated agreements outside the Consumer Credit Act, with an adjustable deferment period.
Open →Built for people who can't afford to be wrong.
Brokers, dealers, lenders and borrowers use Finance Calcs to check figures before they matter.
The actuarial method as mandated in the UK, including the 28 and 58-day additional interest rules.
Every figure is computed live from your inputs — no rounding surprises, no rate tables to look up.
Flat rates converted to true APR so you can compare agreements on a like-for-like basis.
How it works
Loan amount, term, repayments and how many months have run.
The implied periodic rate is derived from your figures, then applied correctly.
Settlement, rebate and APR — broken down so you can see the working.
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Read More →Run your first calculation now.
No account needed. No cost. Just the right number.